Las Vegas Sun

September 23, 2014

Currently: 95° — Complete forecast | Log in | Create an account

Health Care:

Despite delay of Affordable Care Act provision, Nevadans still held to insurance requirement

The decision by President Barack Obama to delay a key part of the Affordable Care Act is not expected to have a big impact on Nevada, a state official said.

Jon Hager, director of the Silver State Health Insurance Exchange, said individuals will still have to purchase health care insurance starting in January. If they don’t, there will be a tax penalty imposed.

The Obama Administration announced Tuesday that employers with 50 or more workers would not have to purchase health coverage for employees until 2015, a delay of one year.

Hager said workers in these firms must still purchase health coverage for themselves and their families despite the delay.

He expects 115,000 Nevadans will use the Silver State Exchange to find insurance companies that offer coverage. Individuals can buy the health coverage without going through the exchange, which will offer a comparison of benefits.

Hager said the exchange has contracted with eight companies to supply workers who will answer questions and help individuals understand the insurance packages available.

There was never any requirement in the law that businesses with less than 50 workers would have to buy health coverage for their workers, Hager said.

An individual who doesn’t have health insurance for himself and his family could face a 1 percent penalty on annual income in 2014.

There is still confusion about the announcement, and this is an “incredibly complex law,” Hager said.

Mike McMahon, administrator of the state Division of Welfare and Family Services, previously said he expects a large increase in those applying for Medicaid. Under the revised eligibility standards, McMahon said the 340,000 Nevada residents on Medicaid will grow to 490,000.

Medicaid is the state-run health insurance program for low-income individuals and families.

Join the Discussion:

Check this out for a full explanation of our conversion to the LiveFyre commenting system and instructions on how to sign up for an account.

Full comments policy

Previous Discussion: 1 comment so far…

Comments are moderated by Las Vegas Sun editors. Our goal is not to limit the discussion, but rather to elevate it. Comments should be relevant and contain no abusive language. Comments that are off-topic, vulgar, profane or include personal attacks will be removed. Full comments policy. Additionally, we now display comments from trusted commenters by default. Those wishing to become a trusted commenter need to verify their identity or sign in with Facebook Connect to tie their Facebook account to their Las Vegas Sun account. For more on this change, read our story about how it works and why we did it.

Only trusted comments are displayed on this page. Untrusted comments have expired from this story.

  1. For a single person with no children, what does one have to pay for insurance? Also, how much money does one person need to make before he/she is responsible for purchasing their own insurance coverage, with none being offered from their employer? Anyone know?