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October 31, 2014

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Nevada AG warns Target shoppers to watch accounts

Catherine Cortez Masto

Catherine Cortez Masto

Nevada’s attorney general is warning Target customers to keep a close eye on their credit and debit card statements after up to 40 million accounts may have been compromised.

“Nevadans need to be vigilant and monitor their credit and debit card statements closely, especially Target shoppers who visited the store this holiday season,” Attorney General Catherine Cortez Masto said in a statement today.

According to a Target statement, credit and debit card information for approximately 40 million consumers may have been compromised between Nov. 27 and Dec. 15.

Target has determined that the breach involves credit card and debit card information for purchases at its U.S. retail stores only; online purchases were not affected.

Masto urged those who might have been impacted to:

• Regularly monitor statements for unauthorized activity.

• Be wary of calls or email “phishing” scams related to the breach that may appear to offer protection but are really trying to get personal information.

• Obtain a copy of your credit report and look for any unauthorized activity. Under federal law, consumers are entitled to receive one free credit report from each credit reporting agency every year.

To obtain a free credit report from each of the three nationwide credit reporting agencies (Equifax, Experian, or TransUnion), visit www.AnnualCreditReport.com or call (877) 322-8228. It is always a good idea to regularly check your credit reports, whether or not you suspect possible fraud.

• As a precautionary measure, consider placing a free fraud alert on your credit report by calling one of the three nationwide credit reporting agencies. Call Equifax at (800) 525-6285, Experian at (888) 397-3742, or TransUnion at (800) 680-7289.

A fraud alert remains on your credit file for 90 days and requires creditors to contact you before opening any new accounts or increasing credit limits

• If you want a new account number for your credit or debit card, you may wish to request that from the financial institution that issued your card.

If you shopped at Target between Nov. 27 and Dec. 15 using a credit or debit card and note unauthorized activity, immediately contact the financial institution that issued the card. The phone number is located on the back of the card.

According to Target, consumers impacted by this security breach will be offered free credit monitoring services.

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