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January 28, 2015

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Bill advances to protect $1,000 from accounts of low-income families

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CARSON CITY – A bill to protect up to $1,000 in the personal bank account of a low-income family from creditors gained approval in the Assembly Monday on a party-line vote.

Senate Bill 348 originally was introduced by six Republican senators and breezed through that house 21-0, but it was extensively rewritten by Democrats in the Assembly.

Assemblyman William Horne, D-Las Vegas, said the $1,000 needs to be protected from a creditor’s sweep in order for a family to pay groceries and utility bills.

It would protect the finances for those “who are down and out,” from a writ of execution or garnishment, he said.

Assemblyman Jason Frierson, D-Las Vegas, said it would stop the freezing of the last $1,000 for many senior citizens in his district facing financial struggles.

But Assemblyman Pat Hickey, R-Reno, said the bill “protects deadbeat dads” and would allow individuals to “scam the system.” Assemblyman Ira Hansen, R-Reno, said the bill was harmful to small businesses.

The bill returns to the Senate for agreement on the extensive amendment.

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  1. "...Assemblyman Pat Hickey, R-Reno, said the bill "protects deadbeat dads" and would allow individuals to "scam the system."

    Hey, Hickey, does that mean "deadbeat moms" will get this protection and not dads?

    Just another fine example of how ignorance abounds in this legislature.

    "You don't know anything about a woman until you meet her in court." -- Norman Mailer, who was divorced 15 times

  2. Why not spend the time on getting rid of Payday and Car Title Lendors in Nevada. Implementing Usary Laws so this would not happen in the first place. Rep. Hickey, Nice Try however you just sound like another Republican on The Corporate Leash.

  3. Good job Ben Lambert, however, it is not only Hickey on the short leash of Shylock businessmen but also Ira Hansen as well. We did have usury laws in the U.S. but greedy politicians, faithful to their political supporters, the greedy financial industry, got rid of those. If given enough leash, then politicians like Hickey and Hansen will try to bring back debtors prisons as well, and let us not forget bringing back endured servitude; anything is on the table with greedy politicians. I wonder, could these politicians be charged for prostituting themselves to special interests? I am glad that the majority of our politicians are liberal and enlightened enough to pass this $1,000 security bill to ensure at least a cushion for people in this time of high unemployment in Nevada.

  4. With the complexities of finances, most folks need a part time attorney to even read half the documents that come through their mail each day that pertain to finances. So there is a certain amount of citizen ignorance about the ins and outs about things financial. Now, having said that, this is a POSITIVE MOVE OF PROTECTION for folks who are pretty much living on the edge.

  5. Even Arizona has dumped the pay day loan stores. Time to keep the creditors from costing the taxpayers. When poor people are wiped out, they cost the taxpayers.