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- mali60
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I am a Las Vegas Home owner I have owned my present house for 9 years, I did not over buy for my income I have NEVER been late on a payment,my interest rate is 7.5% with an excellent credit score. I am sure there are many people out there just like me, why shouldn't we be rewarded to re-fi to the lower rates in the 5% range, after all we have been resposiable and given the opportunity we would pump the extra $ into our economy. I think the "bail-outs" are sending the wrong message,don't help the guy who does wrong help the guy that does right!