Ok, so what do you two suggest? All of the information I have gathered would seem to indicate that the health system from the State is unreliable at best, and that it is a sure gamble that within a certain number of iterations it will be completely off the books. Which would send us back to the drawing board. This, by the way, is a problem being faced all over the country, not just the CCSD. So again I ask, if the PEBP optioin is likely eventually off of the table, what do you do? Give me a some soultions if you think this next proposal is so lousy.