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Sam Morris / Las Vegas Sun
IRS Criminal Investigation Special Agent in Charge Paul Camacho briefs the media on a nationwide sweep that targeted mortgage fraud across the country Thursday, June 17, 2010. The operation has resulted in 123 people in Southern Nevada being charged, convicted or sentenced in connection with the probe.
By Kyle B. Hansen (contact) 
Published Thursday, June 17, 2010 | 10:16 a.m.
Updated Thursday, June 17, 2010 | 6:19 p.m.
Indicted suspects
A nationwide sweep that targeted mortgage fraud across the country has resulted in 123 people in Southern Nevada being charged, convicted or sentenced in connection with the probe.
The announcement was made Thursday at the Lloyd D. George federal courthouse in downtown Las Vegas. The investigation was dubbed Operation Stolen Dreams.
Authorities said the defendants allegedly engaged in hundreds of “straw buyer” transactions involving hundreds of Las Vegas area properties with a total loss of more than $246 million.
Officials said 73 of the 123 suspects in the case worked in the local real estate industry, including 30 loan officers, 24 real estate agents, six loan processors, five settlement agents, four mortgage brokers, two appraisers and one builder. Charges against 72 of the 123 suspects were filed this week, U.S. Attorney's Office spokeswoman Natalie Collins said.
The Southern Nevada Mortgage Fraud Task Force conducted 25 criminal investigations during the probe.
“Those 25 identified criminal investigations are just the beginning and comprise just a portion of the Mortgage Fraud Task Force’s active case and current work load,” U.S. Attorney for Nevada Daniel G. Bogden said.
Other investigations are expected in the coming months.
"The Southern Nevada Mortgage Fraud Task Force still has hundreds of cases to investigate," said Kevin Favreau, special agent in charge of the Las Vegas FBI office.
Nationwide, the probe has resulted in officials identifying 1,215 defendants resulting in about 500 arrests with alleged losses surpassing $2.3 billion, officials said.
Southern Nevada has been especially hard hit with mortgage fraud.
“Very few of the offices within the FBI have seen as much fraud in the real estate industry as we’ve seen here in Southern Nevada,” Favreau said.
The Greater Las Vegas Association of Realtors released a statement this afternoon praising officials for investigating fraud in the industry and saying its 12,500 members are barred from participating in the kind of schemes alleged by prosecutors.
"We support and cooperate with such efforts by local, state and federal regulators and law enforcement agencies to aggressively investigate and prosecute anyone in the real estate industry suspected of fraud," association President Rick Shelton said in the statement. "The fraudulent activities alleged by the Southern Nevada Fraud Task Force are harmful to homeowners, law-abiding members of the real estate industry and the public at large. GLVAR members receive the highest level of professional training and must abide by a strict code of ethics that prohibits such behavior."
While this nationwide effort to stop mortgage fraud began March 1, the local task force was formed in 2008 after the FBI noticed an increase in the number of complaints during the summer of 2007, Favreau said.
When home prices began to fall in Southern Nevada, it became more difficult for criminals to carry out their scams, officials said.
FBI Supervisory Special Agent Scott Hunter said many of the homes involved in the scams eventually went into foreclosure.
“They used these houses kind of like ATMs,” Hunter said of the alleged scammers. “They took as much money out of them as they could, and when they were done taking the money out they left it and basically left Southern Nevada in a wreckage.”
The alleged fraud artificially inflated home values in neighborhoods where the scams took place, leading to innocent homebuyers overpaying and having a higher chance of foreclosure when the economic hardships hit, Hunter said.
Agencies that participated in the Nevada probe include the FBI, the U.S. Housing and Urban Development Office of the Inspector General, the U.S. Postal Inspection Service, the Secret Service, the IRS Criminal Investigation unit, the Social Security Administration’s Office of the Inspector General and Metro Police.
Anyone with information about mortgage crimes can contact the task force at (702) 584-5555.
BOY !! where do you start with this story?
I want to see FIRST OF ALL...ALL their pictures and their companies posted on the web,in the papers, everywhere !! People need to SEE this scum !!
I can't believe that any Las Vegas real estate/mortgage agent would overstate a customer's income, length of employment, rig the appraisal of a property, or overstate the actual down payment.
Did I tell you I can fly by flapping my ears?
Don't stop now, fininh the story....
where's the list?
Why aren't ALL appraisers being charged with falsely inflating the values of the property(s). The value of the house is whatever someone is willing to pay for it, plain and simple! Why do we need an appraiser to tell us that? There is no way you can tell me that any appraisal done in the past five years has any worth to it!
More than half the home buyers in the last 5 years lied on their loan applications. Why are we still trying to keep them in their homes?
doogie
I did see you fly in the sky!!!!!!!
You were flapping your ears!!!!
Not only did 123 suspects do this to the local real estate industry.....
I am also fighting them for a job too!!
Good. About time.
I think I'll trademark "Stealtor" so these folks can add that behind their "Realtor" designation.
It is good that the Fed's are getting the ones that broke the law.
Will be interesting to see the story break when they start going after buyers that lied about their income and debts to buy a home they could not afford.
The fraud was on many sides. Time for all to pay that where involved.
Wonder if they will be posing for glamour shots.
Since most of the suspects were just charged this week, the U.S. Attorney's office did not have a complete list ready at the press conference this morning. Except for the people being charged today, most of their names should be released later today and we will update this story as the information becomes available.
It would appear that the banks are missing from this investigation. Clearly it's criminal to make all these fake claims but where was the banks in verifying employment and income? It takes 2 to tango and the banks were just as greedy to get a piece of the action as these culprits were. Everyone was in a hurry to make the deal and no one was checking the details.
As a Nevada licensed real estate broker (I AM NOT A REALTOR.), I am estatic that there are finally "agents" being charged. I have been telling any one who would listen for the last 5, 6 years, that 100% financing with stated income was a recipe for disater. And those agents that were buying homes with this 100% program, then flipping them 30 to 60 days later for $20,000+/- should be in jail. AND, the RE Division should revoke their licenses permenantly. And I agree that their names and faces should be on the front page -- even though they are only "charged" at this time.
Send 'em ALL up the river...
I have been saying in forums that this has been going on for the past few years. Used house salesmen(realtors) are the lowest on the list of trusted professions. This is not surprising with such a low barrier to entry into this position. See the poll here where real estate sales people are dead last! http://www.harrisinteractive.com/vault/H...
I knew something was fishy when a realtor said my $65,000 a year income qualified me for a $6 million home.
(dynamo, As a Nevada licensed real estate broker (I AM NOT A REALTOR.),
in most states a broker is a realtor who has obtained a brokers license,through more clases and time on the job, he can still function as a realtor, but can also have other realtors working for him, usually spliting the comission the realtor makes...so brokers could have (did)profited from the shady practices of the agents under him without having to get his hands dirty firsthand...
so what is your function if you are not a realtor, how do you make money? seems to me someone along your food chain has to sell something, and if you are in las vegas you probably profited from the real estate fraud of the past few years...just saying!...ill go one step farther, every agent and broker has profited from real estate fraud, just some more than others!
LastThroes
Thx for making me laugh so hard i started to choke
Although stretching it a bit,this exact comment is why the nation got into this mess
But all parties are guilty,not just the humper
peace out
Probably doesn't affect things much but it might be good to remember that these people are innocent until proven guilty and maybe premature to show their photos and where they work, etc.
I'm dying to see this list. I've worked with many Realtors over the years. I bet money some of them are probably on this list. lol.
jaymes4u, allow me to let you know what a Realtor is.
A Realtor is a member of the National Association of Realtors and is a member of their local Real Estate board.
If there is a state that has this fact any different, I am not aware of it.
I have been a real estate broker in California for 34 years and licensed as a salesperson for four years prior to that and have never been a Realtor and never a member of any Real Estate Board.
To be a member of the board means you are a dues paying member licensee that can say "I am a Realtor" and can use the Realtor designation and logo.
Broker, Salespeople designations are a status of licensing in most states and a Realtor is a specific member designation of the Realtor Association. Two separate things.
Lots of people don't know these distinctions, so I easily get how it may be confusing.
Global financial reforms are long overdue. And the mega-banks had to be stabilized, they are too interconnected in the financial system we are all dependent on. Now they should be broken up into smaller pieces so this cannot happen again -- saw a cool site; Balkingpoints ; incredible satellite view of earth
To Jaymes4U.
A realtor is a licensed real estate agent who is a member of the Las Vegas Association of Realtors, or who is a member of the appropriate sister organization in their locality. It is not necessary to be a Realtor to help clients buy and sell real estate. It is only necessary to be licensed by the state. The main advantages of being a Realtor is that you get access to the local Multi Listing service, which is owned by the association of Realtors, and you get access to some pretty nice training programs. However, there is nothing in state law to prevent you from being involved in Real Estate if you are licensed by the state, but are not a Realtor.
Note" The term Realtor is a registered trademark of GLVAR and/or their parent entities, and I apologize if I violated any trademark regulations.
Did they pick up Casey Serin?
Realtor [ree-uhl-ter, -tawr, reel-] Show IPA
Trademark .
a person who works in the real-estate business and is a member of the National Association of Real Estate Boards, or one of its constituent boards, and abides by its Code of Ethics.
samoadc posted...
"Probably doesn't affect things much but it might be good to remember that these people are innocent until proven guilty and maybe premature to show their photos and where they work, etc."
...actually, they are presumed innocent until proven guilty beyond a reasonable doubt.
Posting the list of names of those charged in this operation does NOT affect the presumption of innocence.
I was mislead when I bought my first house that a Realter and Realtor was the same thing.
Scamming play on words, I'm surprised they allowed "Realtor" to use that name. Even going to Wikipedia and searching Realter will bring you to the Realtor site.
Realter is widely known and referred as a real estate agent.
Maybe I'm still confused.. oh well!
No, it doesn;t affect the presumption of innocence however those of us in the financial/real estate profession would like to know names
Art you do have a point.... and she has been mysteriously quiet lately.
res914,
I'm not in the financial/real estate profession and I too want to know. My post was correcting samoadc's contention that maybe it was premature to post the list of names.
I go one step further.
I want a list of names and their photos published for all to see. I also want to know where they worked at when they did this, where they bank at, and how much money they made from their criminal scams so it can be snatched away from them and put back into Las Vegas to fix things.
I also want all of them "perp walked" into the courthouse in handcuffs for everyone to see, right in front of cameras set up from all the news agencies.
And lastly, I want them all slapped in a desert prison with no air conditioning, close to O.J.'s cell so they get tortured by listening to him whine he was wronged, and feed them gruel and bread. Give them the maximum.
The truth of the matter is that ALL of these parasite scum helped to contribute to an incredible economic downturn in Las Vegas. A downturn that was of catastrophic proportions and a problem that is STILL being felt today, not only in home foreclosures, but in commercial ones too.
I could care less about their constitutional rights. They lost those rights when they tried to destroy society here in Las Vegas. The PEOPLE are the ones that have a say now, not them.
WE are the community that was victimized by these predators.
OUR rights are far more important than adhering to rights afforded to these lowlifes. They don't possess any rights. Because they don't respect anything except greed and money, they forfeited any and all rights.
My hats off to Federal authorities that went after these knuckleheads and getting them to face justice.
Where's Douchebank, ReconTrust, MERS, so many other institutions that should be on the list? They're the REAL fraudsters.
"If you're going to take my house away from me, you better own the note." -- Joe Lents (who hasn't made a payment on his $1.5 million mortgage since 2002) in Bloomberg's 2/22/08 "Banks Lose to Deadbeat Homeowners as Loans Sold in Bonds Vanish"
Aren't these "Realtor"'s like a franchise, where you have offices with half a dozen or so?
Isn't there a "manager" "Realtor" that has to approve each transaction, does the Realtor HQ for Nevada have any responsibility in this?
Just saying. I hope they get all those involved, and not just the 'messenger'.
these people will slapped on the wrist
Check the following 2 homes on Blockshopper Las Vegas website: 9112 Eagle Hills Drive, 89134 and 1901 Soaring Court 89134 . The Soaring Ct home sold for $4.1 million 6 months after being bought for $2.75 million and NEVER TOUCHED , second sold for $3.4 million during the madness. No-one EVER moved in to either home apart from one short term renter! After lengthy period of unoccupancy the first home just sold for about $1.5 million , second home unsaleable POS , needs demolition. Why do I point out these transactions? Some bank is probably on the hook for over $7 million with a valuation of maybe $2 million and both homes have the same name as one time owner during the same period and the homes are about 200 yards apart.Coincidence? Check it out, Just asking?!?!
sevenhills, to my knowledge there is no such as a Realter.
I'm coming up on forty years in the business and I've never heard that term before.
sevenhills, it would help you to read here, or Bing it and be clear what in fact a Realtor is.
A few of us have explained it fully.
Have a great day!
God himself tried to save me from getting in this real estate crash, right after I put an offer in on the house I had a heart attack, When I got out of the hospital I went to the broker thinking he'll release me front the offer, instead he lied to me and said he could get my payment down and how lucky I was to be able to buy a home in Nevada. I was on 6 different medications that day, I put close to $150,000. down, $3,500 points and not known at the time a 10yr. interest only loan.I've been to see an attorney and they say I can't afford what a class lawsuit would cost. I would have been better off for a hurricane hit my home. I've lost everything and still paying on a house that was only worth less than my down-payment.
Any of these people, if they are licensed, upon conviction will lose their real estate licenses.
To the Staff: We're sitting here licking our chops waiting for that list of these names. Make sure they're in CAPS and are in BOLD TYPE
Unless they had an under cover agent, these cases will go nowhere. If someone -cops a plea and turns on their accomplices, they will have little credibility. Secondly, FNMA and Freddie are part of the same crowd along with AIG and ratings companies, etc.
Too complicated for an average jury.
Cold hearted greed. Never mind the destruction it causes, right?
Lock them all up with huge monetary fines. Hope they lose everything.
Sorry folks. The U.S. Attorney's Office said this morning they would get out a partial list of names today and a full list tomorrow, but then later today said they would not be releasing any list, just a few select indictments. There might be some available tomorrow.
I'm sure they have to clear it all with Harry Reid. After all he's been watching this very closely. LMAO!
Names and pictures should be displayed at this point they should not be allowed to engage in anymore transactions until this case is closed. That is how it works when other people have charges put against them, i.e school teachers, home owners defending themselves and there own property from thugs, etc., I have seen their pictures on the front page of the Las Vegas Sun), why are they trying to hide the identity of these people, If found guilty they need to be banned from any kind of property sales at all, including car sales, or any kind of large transactions where they can take advantage of a consumer.
in my state a licensed realestate agent has to have his license held by a licensed realestate broker, who oversees what the agent does, and gets a slice of the commission, unless the agent pays a monthly fee to the broker to hold the license, like most remax offices. the term realtor, is much like the term reynolds wrap, which refers to foil, used by many to incorrectly refer to all foil...so name games put aside you seem to have skirted the comment that most realestate agents and brokers, realtor associated or not, have benifitted by the massive fraud of the past 5 years, and if you are in california and were involved in many transactions it would seem unlikly that you didnt benifit as well, im not saying i wouldnt have done the same thing, it probably seemed like a good idea at the time...it just went to far...maybe you could change the subject again by focusing on my typing skills, which i admit, suck...
WOW, I love how so many people believe in innocent until proven guilty. Hell, lets just do away with any trails "I see'd it in the paper they must be guilty"
This story should worry anyone who has bought a home in Vegas in the last 5 years. The value according to the "comps" was probably inflated. Simple. These "professional accredited" realtors/brokers have hurt us all. LV Sun please publish the namesAlso , am I the only one to recall our local newspaper acceting classified adverts saying " Do you have good credit? Call us to make some money" REMEMBER ? I do..... I'm asking the fraud squad to research the old ads from our local papers???
martin123;
Unfortunately, the constitution is the basis for innocent until proven guilty...not someone's ideological beliefs.
Tisk Tisk small people. Don't hate me as a realtor here in Vegas because I am smarter then you. All of you had no problem getting your "free money" selling your homes for two years when there is no way on earth the prices were even close to being real. All of you are morons that wanted to believe what you wanted to believe because as a seller and then a buyer and then a seller again you were making money you didn't deserve in the first place. Now all of you sound like a bunch of babies crying for your mommy because it was everyone elses fault but your own right? Dumb will always be dumb and if you idiots had the chance to do it all again you would...trust me. Why? Because that's Las Vegas in a nutshell. All of you want something for nothing and nothing is ever your fault. Keep crying to mommy about the big bad realtor while I get rich off of your IQ's and then get the hell out of Dodge so all of you can keep destroying yourselves. Have a good night!
stevem where are thou?
ohh my my my.
sour grapes once again from all the realtor haters.
do you how microscopic that amount of agents that were in this scam is compared to the amount of total realtors is?
"comps" are never "inflated", retards.
"comps" are clearly available on realtor.com. zillow, etc. they are based on what homes nearby have actually sold for.
there is no such thing as the "real estate agency". there is a real estate COMMISSION. only the commission can take a license away.
oh, and you'll never see that list of names in the "sPun"...those realtors buy a lot of ads, folks.
Newman, my point was people spew and repeat the phrase yet abandon it so very easily.
Hello!
http://uspolitics.about.com/od/campaignf...
http://www.opensecrets.org/pacs/pacgot.p...
Colinfromlasvegas: you win the biggest idiot for the day award
"I could care less about their constitutional rights. They lost those rights when they tried to destroy society here in Las Vegas. The PEOPLE are the ones that have a say now, not them."
Yea, never mind a trial, being accused is enough for you. Hell lets get rid of prosecutors, attorneys, judges and the entire court system. 75 of the mentioned 123 were charged why not just shoot all 123 and save the expense of any trial. It was published on the internet already, guess thats enough due process for you.
Heres a tip the word "accused" means just that one side says they did, now the other side either fights to prove innocence or admits guilt.
Remember a little phrase from your school days "innocent until proven guilty"
Of course "I could care less about their constitutional rights. They lost those rights when they tried to destroy society here in Las Vegas. The PEOPLE are the ones that have a say now, not them." comes from the man who said "I dont believe in violence" then condones shooting at someone for climbing a wall if that will stop people from doing it.
Non thinking people like you are a large part of our problem. Use your head.
To provide your exact words for you:
"Although I don't agree with violent force for a situation like this...if people feel they are going to get a bullet in them for climbing a wall, I can go with this as a deterent.
Climb a wall? You're gonna get a bullet from LVMPD. If it helps, we'll go with this. "
I accused you of being an idiot, provided your words indicating you are, posted it online, therefor it must be true. You are a truly frightening person and to think you sit on a decision making body, well that explains a large part of out problems here.
By the way, these accused are ostensibly out and out fraudsters.
They are accused of "Straw Buyer" transactions.
This is not the normal day to day realty transactions that proved out to be bad for everyone, lenders, buyers included.
From what I see these folks are accused of systematic transactions designed to separate money from the banking and lending system.
Where are the pictures of those arrested? Surely there would be photos if those arrested where pimps, bikers or prostitiutes.
Freddie, Fannie and government regulators should be next on the list...
It actually is smart to hold off not letting the names out. Now all of them are wondering who else was charged and what are they telling the FBI. This will make more people talk to save themselves and give up more information making stronger cases. I am wondering when the Fertittas are going to be charged with real estate fraud and not paying their markers?
My family moved here in 2005. At that time I had been a licensed real estate agent for 15 years in three states and a licensed broker in one state for four years. Everyone kept telling me how I needed to sell real estate in Las Vegas, I would make so much money. My husband and I laughed at that, because I knew the market would explode and sellers nor buyers would ever listen to me. I would have never advised the interest only loans, I would have never advised purchasing a home that you can't pay for with what your income is today. I would never advise taking a 2nd mortgage out on your house to pay off credit cards bills, buy a car, or take a vacation. Our house was more than it was worth and we "qualitified" for 200k more than we purchased but we knew what we wanted for as a payment, based on our spending habits. We put 20% down and are about 125k in the hole. But we have a house that we can afford as long as we don't lose a job, suffer a major health issue or many other factors that do play into some people losing their houses. We have been told by people that if we walked away from such a loss they wouldn't blame us. Why I ask, because we still have to have a roof over our head. We purchased the home with the intent to pay for the home with logic and can still make the payments. If I couldn't afford the payments it is because of my poor judgement in spending, not the bank, agent, etc... that I let steer me wrong.
I also believe that if you practiced real estate and didn't follow laws and ethics, you should lose your license and not be able to be licensed ever in any "Professional Licesensing" profession.
And what really makes me mad are the real estate agents that bought houses to flip and when they lost them they took everything from the house and striped it. That is theft!! The banks should be able to file a complaint to the Commission and procecute them and there be major fines and jail time. Or your neighborhood that suffered the decline in value should be able to use water torture on you.
I know that through all this mess we keep hearing about people who preyed on others to make money. However, people need to take responsibilty for not making wise choices. It's your money, your credit and your stress, learn before you make such a huge committment.
Remember: "We are all in this Together", Barack Obama"!
As a vilified (by most of the blogs) Realtor, I felt I should say something from an opposing viewpoint. Public perception of the real estate industry has always been like this. We are right down there with prison inmates, used car salesmen, and trial lawyers. The proverbial, bottom of the barrel. That's why I tell new agents that you need to overcome the trust factor first. Friends first, Realtor second. There are over 12000 Realtors in the valley and 124 got charged with a crime. That is about 1% (just barely over, of all Realtors). I don't think there is an industry out there that could fare much better, statistically. For these people to lump us all into a group of criminals is blind prejudice and ignorance on their part. It would be the same thing as me reading these blogs and calling everybody a bigot. I know for a fact that most people aren't. You also read about a few bad cops in the paper all the time. Am I to assume that all police officers are bad as well? I have been in this industry for over a decade and I know for a fact that most Realtors are ethical people. It is absolutely no different than any other profession.
Smarter Then You: Don't you mean Smarter THAN You?
Maybe not as smart as you think you are.
I had been saying all along that the realtors and appraisers in this city are scam artists! And they say there were only 2 appraisers? I don't believe that at all!
most realtors in this town will tell you over and over the market is hot! Buy now, or lose out. Well the truth is out, and they lied again. Prices are STILL falling, so what you got to say bout that? Many investors are being scre--- over like the rest of us, hope you didn't sell too many to the mob. :}
Obviously some of these VegaS people, know someone....
Hey Art we need to get Smarterthenyou and BlondeinGv together! It would be a perfect marriage.
We just added a partial list of names of those accused in this case. It's possible that more names will be added next week. Here's the link.
http://www.lasvegassun.com/news/2010/jun...
Could we please have a list of names of the people who were to stupid to realize that no matter what a real estate agent told them they didn't have the financial wherewithall to actually purchase a house? It should be easy - they will be holding the hands of an adult and possibly still wearing training pants.
The local media appears to have done a good job of keeping this under raps. A quick search of a few of the culprits here, shows their names were released months ago, and they made news in other areas. I checked 3 people and all were arrested month's ago. Maybe a little protect our friends here ?? Who knows ....
Hi Art. I am a Real Estate Agent in Bonita Springs/Naples Florida and visit Las Vegas frequently. These business people in question do not know the meaning of the word ethics.
Hi Journey, the link to the PDFs that you posted from Channel 8 are the entire grand jury calendar. Those PDFs were provided to all media, but we went through and grabbed only the cases related to this operation (and added the charges), which are in the link I provided. The cases involving ICE and the DEA in the PDFs aren't related to this operation, which is why we removed them. We also included other names we found that weren't in the grand jury calendar made public today. I hope that helps.
Once they figure out who the guilty are, hopefully we can thin the herd...
Wow......Anyone interested in buying a nice home in Las Vegas...............lol........Cheap.....
My home appraised at $20,000. more than I gave for it, I wish I had sold it the very next day! Why is it that if a city has been hit by a natural disaster there is all kinds of concern and programs to help the people. Nevada may not have had a hurricane but our loss is the same. Suicides are going up, people don't have the strenth to start over after they haved worked all their life......
I actually happen to know a few very trustworthy realtors with a high level of integrity. When you make comments like that, be sure to make them a little less general please. Not everyone fits under your category. - lvvr.com
Wells Fargo committed prosecutable crime against us. We lost our home. Something is wrong with this picture. Here are the facts.
1. it is illegal for Wells Fargo to make mortgage loan to us based on hugely inflated appraisal.
Fact: - Wells Fargo's fraudulent appraisal valued our home at $718,000
- Wells Fargo's own review appraisal valued our home at $475,000
- Nevada Attorney General's office suspended the appraiser's license for committing appraisal fraud on our home.
- Nevada Appraiser Licensing Board mandated the appraiser to complete appraisal fraud course before regaining his real estate appraiser license.
- Nevada Revised Statue NRS 205.372 states that it's category C felony to make mortgage loans based on fraudulent appraisal.
- Cases of Attorney General's indictments against attorneys, loan brokers for teaming up make fraudulent loans to defraud homeowners.
2. it is illegal for Wells Fargo to wrongfully foreclose our home based on fraudulent appraisal and mortgage loan.
You can find all the facts on our website. www.wellsfargomortgagefraud.com
indicted by the federal grand jury on mortgage fraud charges:
http://lasvegas.fbi.gov/dojpressrel/pres...