Las Vegas Sun

October 6, 2008

LETTER TO THE EDITOR:

Health insurance forcing teachers to retire

Sat, Jul 19, 2008 (2:03 a.m.)

In Monday’s Las Vegas Sun there was a story by Emily Richmond to the effect that the Clark County School District is in no hurry to fill all of the 700 vacant teaching positions our schools and our kids will face in the fall.

Part of the reason there could be 700 “missing” teachers is that a fair number of experienced, older teachers — including my sister-in-law — will be retiring this summer, many of them one to five years earlier than they would like to retire, for the simple reason that the moment they retire, the Teachers Health Trust will throw them out, and as of Sept. 1 the Nevada Public Employees’ Benefit Program will no longer take teachers in, leaving them with basically no health insurance plan.

My wife and I were lucky. Several years after we retired, there was an “information meeting” for those who had retired, and we were tossed out of the Teachers Health Trust with the thought that “we hope you can find something good.” The Public Employees’ Benefit Program stepped up and took us in, and it’s good health insurance — but it can’t afford to keep taking in people who haven’t paid into the plan while they were working.

The solution is simple, and might well keep some of those experienced people here teaching your kids: The Clark County School Board must, before the end of September, take all active teachers from the Teachers Health Trust and put them under the state Public Employees’ Benefit Program.

It won’t matter to those new teachers who are going to stay only three or four years to get some experience and then move away — but it matters a lot to the people who have taught your children (and maybe some of you) for the past 25 or 30 years.

Discussion: 2 comments so far…

  1. Thank you, Mr. Appleton. The citizens of Las Vegas need to be far more aware of how teachers here are treated. They need to stop believing the nonsense that appears in the Review-Journal. And they need to stop believing in holy Saint Teacher - that teachers don't expect to be able to live off of the salary, but work as teachers only out of their goodness. Bull%&*!

  2. I am one of those who opted for the state health insurance in June. I was not prepared to retire after 26 years, but the alternative plan by the Teachers Health Trust gave me no option. I just could not justify staying around when the buyout option for early retirement may be gone as well. I just don't "trust" the THT to have any plan available that would be affordable. I concur that the entire district should go with the state plan, like Lincoln County. Too late for me, though.

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