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Press Release

America First Credit Union Offers the Chance to Destroy Sensitive Documents and Spring Clean at Shred Your Stuff Saturday

Published on Fri, Mar 1, 2013 (11:47 a.m.)

RIVERDALE, UT—March 1, 2013—America First Credit Union will be offering an opportunity to clean out your files and protect your identity at the same time during Shred-Your-Stuff Saturday on March 16 from 9 a.m. to 12 p.m. The public is invited to bring in outdated personal documents and records, and shred them for free at four locations in Utah and Nevada.

“While identity theft is a risk for all people -- children, the elderly, the deceased and those with disabilities are at higher risk,” says John Lund, America First President and CEO. “Shred-Your-Stuff Saturday is a great chance to spring clean and properly dispose of personal documents.”

The public is invited to bring their materials for free shredding to the following locations:
• West Jordan - 7451 S. Campus View Drive, West Jordan, UT
• Ogden Stop & Shop - 1170 Washington Boulevard, Ogden, UT
• Orem - 1356 South Main, Orem, UT
• Las Vegas - 2699 N. Tenaya Way, Las Vegas, NV

“Shredding is the best way to maintain your personal records, as opposed to throwing them in the trash or recycle bins,” continued Lund. “It feels great to know you are taking steps to protect yourself and your loved ones from identity theft. Almost everyone can benefit from the extra space in their homes that comes from eliminating unneeded documents.”

Items that are good candidates for shredding include credit card receipts, credit union statements, financial reports, credit reports, tax returns, payroll stubs and medical records. However, it is important to retain the documents that are needed in case of an Internal Revenue Service audit or as proof of payment. Lund recommended keeping certain documents permanently, such as retirement account information, financial records and savings plan statements, as well as contribution records that have long-term importance. Brokerage statements need only be kept until securities are sold, and tax returns should be kept for seven years. Most bills can be shredded each year, but if a record is needed for proof of value for insurance, keep it. Credit card statements can be shredded after seven years and pay check stubs need only be kept for one year. Experts suggest records related to home purchases should be kept for seven years.

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ABOUT AMERICA FIRST
America First Credit Union was founded at Fort Douglas in Salt Lake City on March 16, 1939 by a small group of people determined to form their own cooperative to promote their collective economic well-being. In its 73-year history, America First has become one of the largest, most stable and most progressive credit unions in the country, and has remained a member-owned, not-for-profit cooperative financial institution. Today, America First has 103 branches, and is the 13th largest credit union in assets in the United States with over $5.4 billion, and the 7th largest credit union in membership in America with more than 597,000 members. Visit www.americafirst.com.

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